Initial meeting - Our first meeting with you is free of charge and is without obligation.

Subsequent meetings, advice, reports, servicing, etc. - We are fee-based advisers and would expect to charge a fee for our time and to refund any commissions as they are earned. However, we often find that our clients prefer us to retain commissions and avoid charging a fee. We therefore offer the option of either fees or commissions.

The remuneration we receive is dependent on the nature and complexity of the work undertaken on your behalf and on the level of service you require.

Do you have to take our advice?

You are not obliged to take our advice in any way. However, work undertaken on your behalf and as agreed by you, after the free initial meeting, may be subject to a charge.